Refer & Earn GH₵300+
Share SmartQal with other businesses. When they subscribe, you earn passive income for 3 months.
Per Referral
GH₵ 300
Payment Cycle
1st Week Monthly
Reward Period
3 Months
How Our 2-Tier Referral System Works
Earn in two ways: directly from business subscriptions AND from bringing other referrers into the program.
Sign Up for Your Link
Sign up to get your unique referral link for the program.
Get Businesses Subscribed
Find businesses that need SmartQal services and help them subscribe.
Earn from Subscriptions
Earn GH₵100/month for 3 months from each business you directly help subscribe.
Share Your Link with Referrers
Share your referral link with others who want to join the referral program.
Earn from Their Success
Earn GH₵30/month for 3 months from businesses your sub-referrers help subscribe.
Important Clarification About the Referral Link
Your referral link is NOT for businesses to subscribe to SmartQal services. It is specifically for signing up OTHER REFERRERS who want to join this referral program under you.
What your link DOES:
- Registers new referrers under you
- Creates your referral network
- Tracks your sub-referrers' activities
What your link does NOT do:
- Subscribe businesses to SmartQal
- Automatically earn from businesses
- Bypass subscription requirements
The Two-Tier Earning Flow
You (Level 1)
Direct Referrer
Your Referrers (Level 2)
Sub-referrers you recruit
Subscribed Businesses
Paying SmartQal customers
Your direct earnings per business/month
Your commission from sub-referrers' businesses/month
Sub-referrer's direct earnings per business/month
You Recruit Referrers
Share your link to add referrers to your network
Referrers Find Businesses
Your network finds businesses that need SmartQal
Businesses Subscribe & Pay
Businesses maintain subscription for 3+ months
Your direct earnings
From sub-referrers
Calculate Your Potential Earnings
Direct Referrals
(GH₵100 × 3 months per successful referral)
Multi-Level Rewards
(GH₵30 × 3 months for businesses referred by your referrals)
Payment Schedule
All payments are processed during the first week of each month for the previous month's active referrals.
📊 Example Earnings Scenario
- You refer 3 businesses (including your own)
- Each business maintains subscription for 3 months
- Your referrals bring in 2 more businesses
Why Join Our Referral Program?
Refer Your Own Company
Earn rewards for your own business subscription
Timely Payments
Guaranteed payment every first week of the month
Passive Income
Earn while helping others grow their business
Program Terms & Agreement
By participating in the SmartQal Referral Program, you agree to the following terms:
🎯 Eligibility & Requirements
- Referred business must be a new customer to SmartQal
- Referred business must subscribe to a paid SmartQal plan
- You can refer your own company and earn rewards
💰 Payment Structure & Schedule
Direct Referral Reward
First-level referrals
Multi-Level Reward
Second-level referrals (30% share)
Reward Duration
Per successful referral
Payment Schedule
All referral payments
⚠️ Important Conditions
Critical Payment Terms
- •Payments are made during the FIRST WEEK of each month for the previous month's active referrals
- •All referral payments STOP IMMEDIATELY if the referred business cancels their subscription
- •The 3-month reward period requires CONTINUOUS SUBSCRIPTION
- •Partial months are NOT PRORATED - full month subscription required for payment
- •Resubscription after cancellation DOES NOT REINSTATE referral payments
📋 General Terms & Conditions
- Payment Method: All payments via Mobile Money (MoMo) to registered Ghanaian numbers
- Self-Referrals Allowed: You can refer your own business and earn rewards
- Verification: SmartQal reserves the right to verify subscription status and referral authenticity
- Program Changes: SmartQal may modify or terminate the program with 30 days notice
- Fraud Prevention: Referral fraud or abuse will result in immediate termination and forfeiture of all earnings
Start Earning Today!
Join hundreds of SmartQal users who are already earning passive income by sharing our platform. Refer other businesses or your own company - everyone wins!
Frequently Asked Questions
Can I refer my own company?
Yes! You can refer your own business to SmartQal and earn the GH₵100/month referral reward for 3 months, as long as your company maintains its subscription.
When exactly are payments made?
All referral payments are processed during the FIRST WEEK of each month.
What happens if a referred business cancels?
If a referred business cancels their subscription, your referral payments for that business will stop immediately starting from the next payment cycle. The 3-month reward period requires continuous subscription.
How do multi-level rewards work?
If Party A (your direct referral) refers Party B, you earn GH₵30/month for Business B's subscription. This applies as long as both businesses maintain their subscriptions for the 3-month period.
How are payments made?
All payments are made via Mobile Money (MoMo) to your registered Ghanaian number. Payments are sent automatically during the first week of each month.